Total 5 finance banking insurance job vacancies in redstone arsenal alabama

Claims Specialists conduct interviews with the public to obtain, clarify, and verify information about initial and continuing eligibility for retirement, survivors, disability, health insurance benefits, and eligibility for supplemental security income including State supplements. In addition, they resolve discrepancies, clarify issues and make final decisions for initial and post-entitlement for benefits and payments; adjudicate and authorize entitlement or disallowance actions at all levels of difficulty and complexity under programs administered by SSA.

Financial Institution Specialists receive on-the-job and formal classroom training designed to provide practical experience in the compliance function of the FDIC. 

Financial Institution Specialists participate in the assessment of financial institutions to ensure consumers and depositors are treated fairly and operate in compliance with federal consumer protection, anti-discrimination, and community reinvestment laws; and promoting economic inclusion by helping to build and strengthen positive connections between insured financial institutions and consumers, depositors, small businesses, and communities. Financial Institution Specialists also:

• Evaluate compliance with applicable consumer protection, fair lending and civil rights laws and regulations, Community Reinvestment Act, and related enforcement responsibilities, through targeted compliance examination reviews.
• Research, compile, manipulate, and/or evaluate data to prepare a variety of documents, management reports and presentations.
• Identify and report unusual transactions, irregularities, weaknesses or deficiencies to a higher-graded specialist/examiner and/or supervisor.
• Utilize computer software programs to perform analysis and generate applicable reports and documents.
• Attend meetings with FDIC officials, attorneys, representatives of financial institutions or other private sector representatives, and/or other federal and state regulatory agency officials to discuss issues of mutual concern when applicable, and under the guidance of higher-graded specialists/examiners and/or supervisors.
• Meet with and conduct interviews of institution personnel of various levels to determine their awareness of current laws and regulations, obtain information and documents, and provide feedback regarding examination activities.
• Prepare examination reports and related documents (examination scope memoranda, work papers, compliance examination reports, CRA performance evaluations, visitation reports, and consultation memoranda when applicable).
• Participate as members of the compliance examination team by ensuring that their portion of an examination is completed timely; communication with co-workers regarding work performed on an examination; and, sharing information with co-workers.

Financial Institution Interns will be assigned to the Division of Risk Management Supervision (RMS).  Interns will work directly on teams of experienced FDIC employees to evaluate bank operations, business planning, and risk management strategies.  These teams are responsible for assessing financial institutions to determine whether they are following safe and sound banking practices, maintaining effective internal controls and procedures, managing their institutions effectively, and complying with all applicable laws and regulations.  Under the direction and supervision of an Examiner or higher graded team member, the incumbent will participate in and/or independently perform the following:

Conducts review and assessments of the following:

• Consolidated Reports of Conditions and Income.
• Procedures and accounting for overdrafts, prepaid expenses, and other miscellaneous assets.
• Fixed asset accounts and assists in the assessment of the adequacy of related insurance coverage.
• Depreciation entries on both the general ledger and for income tax purposes.
• Adequacy of fidelity and other indemnity protection.

Assists in evaluating the adequacy of the insured depositor institution procedures and internal routines and controls.

Assists in the preparation of information requisite to a thorough analysis of the earnings of an institution.

Prepares drafts of schedules, exhibits, and comments for inclusion in the completed report of examination.

Participates in other phases of an examination as assigned.

Performs functions related to the insured depository institution examination work to include:

• Conducting audit test checks on income and expense accounts.
• Computing capital ratios.
• Reconciling Capital Accounts.
• Reviewing the liquidity including the analysis of fluctuations in loans, securities, deposits, and borrowings.
• Verifying securities and other investments borrowings and other liabilities, and assigned collateral, pledged assets, and safe keeping items.
• Reconciling cash.

Financial Institution Interns will be assigned to the Division of Depositor and Consumer Protection (DCP).  Interns will work directly on teams with experienced FDIC employees to evaluate FIDC-insured institutions' compliance with fair lending and consumer protection laws and regulations.  These teams are responsible for assessing financial institutions to determine whether they are maintaining effective controls and procedures, managing their institutions effectively, and complying with all applicable laws and regulations, including those relating to consumer protection, privacy, community reinvestment, and fair lending.

Under the direction and supervision of an Examiner or a higher grade team member, the incumbent will participate in and/or independently perform the following:

Assesses the adequacy and determines the strength of the Compliance Management System (senior management oversight; compliance program, including the elements of policies, monitoring, and training; and audit procedures) to ensure ongoing compliance as related to the particular regulation under review.  Conducts reviews and assessments of the following: 

• Examine initial disclosures, periodic statements, advertisements, and other information to evaluate procedures and reviews for compliance with applicable regulations.
• Examine closed-end non-real estate credit transactions for compliance with applicable regulations.
• Review the Home Mortgage Disclosure Act loan application register for accuracy and assesses the bank's overall reporting procedures.
• Review adverse action notices for compliance, and to gain a cursory exposure to applicable lending-related regulations.
• Examine a sample of residential, consumer, commercial and/or agricultural files to determine compliance with consumer laws and regulations.

Reviews applicable regulations and examination manual to become informed about the Community Reinvestment Act (CRA).

Participates in discussing the overall examination process including evaluating the bank's Compliance Management System (senior management oversight; compliance program, including the elements of policies, monitoring, and training; and audit procedures).  Asks questions to gain clarification and understanding of examination policies and procedures.

• Observes the interactions between the FDIC and Bank personnel.
• Responds to questions from other examiners regarding his/her section of the Report of Examination.
• Reviews the CRA of an institution and participates in discussion for assigning its rating.
• Prepares a summary of each performance factor describing why rating was assigned.
• With the assistance of an experience examiner, participates in meetings as appropriate.
• After the meeting, asks questions and discusses exam findings with the examiner-in-charge or higher graded team member.

Job Description

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Maintains a professional image and demeanor at all times consistently demonstrating Agency PREPARED Core Values and adhering to the Agency Code of Ethics. 
• Delivers friendly, caring service to internal and external members.
• Manage a portfolio of existing personal and commercial client accounts to grow and maintain client relationships.
• Requotes existing plans during the renewal process to be a good steward of client needs with respect to cost efficiency.
• Become acquainted with, and a robust user of, the Agency Management System.
• Interact with producers and customer service personnel as needed to help the business consistently meet its growth and service objectives.
• Training, mentoring and motivating support staff.
• Initiates renewal process for existing clients, and discusses and creates renewal strategy.
• Directs referrals to appropriate Insurance Specialists based on region.
• Participates in the claims process, including claim submission, follow-up, and overall communication. Investigate and answer billing questions.
• Research coverages and rates to provide choices for our clients.
• Create and maintain relationships with our insurance company partners.
• Deliver superior customer service while adhering to guidelines and workflows.
• Complies with all applicable regulatory requirements and Agency policies and procedures.
• Adheres to all security procedures and maintains strict confidentiality of all member information.
• Completes training and self-study to achieve and maintain required knowledge of Agency and Credit Union products, services and overall operations.
• Completes required on-line regulatory and compliance training, on a semi-annual basis, including but not limited to; Bank Secrecy Act, Anti-Money Laundering and USA Patriot Act.
• Works scheduled hours and maintains punctuality.
• Performs other related duties as assigned or requested.

MINIMUM QUALIFICATIONS

To perform this job satisfactorily, an employee must be able to carry out each essential duty competently.

The requirements listed below are representative of the education, experience, skills and abilities required.

EDUCATION / EXPERIENCE

5+  years’ experience as a Personal Lines Producer/CSSR

Bachelor’s Degree in Business Administration or related field – Preferred

Special Training, Licenses and/or Certificates Required

Alabama Property and Casualty License

Alabama Life and Health License   - must be able to obtain within 90 days

SKILLS / ABILITIES

• Effectively apply internal and external customer service practices and processes to meet quality service standards and achieve member satisfaction.
• Learn and apply information, on a wide range of Credit Union products, services and regulatory compliance requirements, in order to assess member situations and develop solutions.
• Resolve problems utilizing advanced knowledge and experience.
• Individuals must be goal driven, self-motivated and comfortable with individual accountability while also being collaborative and comfortable working in a high-paced team environment.
• Strong computer skills.
• Self-motivating and positive attitude.
• Superior organizational and communication skills, flexibility, an eye for detail, and an ability to work independently.
• Self-motivating, client caring, and team oriented.
• Communicate in a professional manner and deliver information clearly and effectively.  Actively listen to questions, opinions and ideas of others.  Use tact and diplomacy in sensitive and confidential situations.
• Use correct English including spelling, grammar and punctuation.
• Operate computers and use business software and other standard office equipment.
• Understand and follow written and oral instructions.
• Strong time management skills with the ability to prioritize and work efficiently

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by employees to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Intermittent standing, sitting and walking.
• Using hands repetitively to handle, feel or operate computers and other standard office equipment.
• Reaching with hands and arms.
• Intermittent lifting and carrying between 5 and 25 pounds.

WORK ENVIRONMENT

An employee in this job works in a general office environment in a financial services facility.

Redstone Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status or status as an individual with disability. All qualified applicants will not be discriminated against on the basis of disability.

We are proud to be a Drug-Free and Tobacco Free Workplace.