Total 18 job vacancies by Gxs Bank Pte. Ltd.

About GXS Bank:

We are living in dynamic times. Technology is reshaping how we live, and we want to use it to redefine how financial services are offered. GXS Bank is a forward-thinking financial institution that aims to provide innovative solutions to our customers. We believe in the power of technology and data to drive financial inclusion and create a positive impact in our community.

About the team:

As the Head of Financial Reporting, you will be leading a team of talented professionals who are passionate about financial reporting & consolidation, financial controls, financial analysis and finance operations. Our team is dedicated to ensuring accurate and timely financial reporting, compliance with regulatory requirements, and providing valuable insights to support strategic decision-making. We work collaboratively and value diversity, inclusion, and continuous learning.

Responsibilities:
As a senior member of the GXS finance team, you will be responsible for overseeing all aspects of financial reporting & consolidation for GXS Bank, financial controls and finance operations which mainly includes accounts payable. You will play a crucial role in ensuring the accuracy and integrity of financial statements, managing the month-end and year-end closing processes, and coordinating with internal and external stakeholders. Additionally, you will be responsible for staying up-to-date with accounting standards and regulations, implementing best practices, and driving process improvements.

• Lead and manage the financial reporting team on site and off site (shared service centre), providing guidance, support, and fostering a collaborative work environment.
• Oversee the preparation and review of financial statements for GXS bank on a solo & consolidated basis along with it’s subsidiaries, ensuring compliance with accounting standards and regulatory requirements.
• Coordinate with internal and external auditors to facilitate the audit process and address any findings or recommendations.
• Develop and maintain strong relationships with key stakeholders, including senior management, regulatory bodies, and external partners.
• Monitor and analyze financial data, identifying trends, risks, and opportunities, and providing insights to support decision-making.
• Drive process improvements and automation initiatives to enhance the efficiency and effectiveness of financial reporting processes.
• Stay updated with changes in accounting standards and regulations, and ensure timely implementation and compliance.
• Provide leadership and guidance on technical accounting matters, including complex transactions and financial instruments.
• Lead the development, effective implementation and monitoring of financial controls.
• Lead the finance operations which mainly includes accounts payable process to introduce automated and smooth experience for both internal and external stakeholders with adequate controls.

Requirements:

• Bachelor's degree in Accounting, Finance, or a related field. CPA or equivalent professional certification is highly preferred.
• Extensive experience in financial reporting, preferably in the banking or financial services industry.
• Strong knowledge of accounting principles and standards (e.g., IFRS, GAAP) and regulatory requirements.
• Proven experience in managing and leading a team, with excellent leadership and people management skills.
• Analytical mindset with the ability to interpret complex financial data and provide meaningful insights.
• Strong communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams and stakeholders.
• Detail-oriented with a focus on accuracy and quality in financial reporting.
• Ability to adapt to a fast-paced and dynamic environment, and manage multiple priorities effectively.

At GXS, we are a digital bank on a mission to make banking better for Singapore’s everyday consumers and small businesses.

We are seeking a visionary leader to head our team of talented and high performing AI professionals, data scientists and MLOps professionals, driving strategic AI initiatives that will help provide innovative financial solutions that are accessible, secure and user friendly. The Head of Artificial Intelligence and Data Science will be responsible for developing and executing the AI and data strategy to support the bank’s business objectives. This role requires a strategic thinker with deep expertise in Generative AI and machine learning. The ideal candidate will have a proven track record of leading high-performing teams, implementing advanced data-driven solutions, and driving innovation in a financial services or tech environment.

Key responsibilities:

• Develop and execute the AI and data science roadmap and strategy aligned with the bank's overall vision and business goals, while articulating the bank-wide value proposition of AI
• Lead and mentor a team of data scientists, GenAI data scientists, and GenAIOps/MLOps engineers to achieve departmental objectives
• Stay abreast of industry trends and advancements in AI and data science to ensure the bank remains at the forefront of innovation and provide thought leadership.
• Oversee and guide the design, development, and deployment of machine learning production models and AI solutions, ensuring the integration of AI and data science initiatives across the business units
• Collaborate with ecosystem partners to understand their data and acquire the optimal datasets for AI and ML solutions.
• Responsible for and has oversight of GenAIOps, which encompasses MLOps, deploying models in production, monitoring model metrics, and managing feature engineering pipelines, with a focus on efficiency, scalability, and meeting SLAs.
• Collaborate with senior stakeholders, business partners and external partners to identify and prioritise AI and data science initiatives that align with business priorities.
• Communicate complex AI and data concepts to non-technical stakeholders, ensuring a clear understanding of potential impacts and benefits to drive culture changes.
• Adopt a product-driven and market-driven mindset to translate technology into business applications.

Qualifications:

• Proven experience in building out AI strategy and implementing an end-to-end roadmap, while managing a team that includes GenAI scientists, data scientists, and GenAIOps/MLOps engineers.
• Master’s or PhD in Computer Science, Data Science, Artificial Intelligence, or a related field.
• Extensive experience in machine learning (supervised, unsupervised and reinforcement learning and deep learning), GenAI, data science and natural language processing.
• Experience in managing senior stakeholders and management, in articulating the value of data to the business.
• Strong experience in showcasing the value of AI solutions
• Product-driven and market-driven mindset, with the ability to translate technology into business applications.
• Entrepreneurial mindset, eager to grow and take on challenges.
• Strong communication and interpersonal skills, with fluency in English and the ability to collaborate in multi-cultural environments.

About the Team

We are the bank's security engineering team - our mission is simple - we make sure that we build and leverage secure systems and operate them at production scale in a secure way. Our engineering teams move fast and are constantly innovating, and our security engineers need to ensure we provide the right tools and processes to help them move at high velocity.

We are a builder function, we build tools and processes that bring to life the banks security standards and policies. We use security metrics to make continuous improvements to security controls and culture. We strive for automation and love Jira tickets. What is not measured, can not be improved.

Get to know the Role (Lead Security Engineer):

• We are seeking a lead security engineer who can drive security strategy and initiatives from 0 to 1. This could be across a wide range of domains covering identity, application security, cloud, DevSecOps, or detection engineering. We are open to security engineers with deep skills in one or more of these domains.
• You will have excellent stakeholder management skills, and are able to operate and influence across the business.
• You should be excited about shaping the future of information security by building security tools to identify and eradicate vulnerabilities across all stages of the software development lifecycle.
• You will work with public cloud, terraform, commercial cloud posture security management tools, open-source and build tools that automate our security posture.

The day-to-day activities:

• Work with the wider security engineering team to take security requirements and build scalable applications and solutions that automate security and reduce the risk of the bank.
• Own the strategy for assigned security domains, consisting of tactical initiatives and strategic multi-year decisions.
• Partner with teams across the bank including SRE, Data Engineering, GenAI and Product to identify areas of security posture improvement, create the plan and execute.
• Maintain standards and procedures inline with regulatory and internal policy requirements.
• Lead engagements with internal and external audits that are applicable to first line technology.
• Mentor junior engineers to uplift their ability across security domains, increasing the teams knowledge and standard operating procedures.

The must-haves:

• Should have relevant experience of 8+ years within information security
• Experience with scripting/programming security automation.
• Knowledge of cloud platforms (AWS, Serverless, managed services, containers, etc)
• Excellent soft skills - able to handle pressure in a fast-paced environment. Open-minded, creative and innovative.
• Relevant certifications such as CISSP, CISM, CEH, or equivalent.
• In-depth knowledge of security frameworks, standards, and best practices.
• Proficiency in security technologies (e.g., SIEM, IDS/IPS, firewalls, endpoint protection).
• Strong understanding of network protocols, operating systems, and application security.
• Excellent problem-solving, analytical, and decision-making skills.
• Strong leadership, communication, and collaboration abilities.
• Ability to manage multiple projects and priorities in a fast-paced environment.

About The Team

We are the bank's security engineering team - our mission is simple - we make sure that we build and leverage secure systems and operate them at production scale in a secure way. Our engineering teams move fast and are constantly innovating, and our security engineers need to ensure we provide the right tools and processes to help them move at high velocity.

We are a builder function, we build tools and processes that bring to life the banks security standards and policies. We use security metrics to make continuous improvements to security controls and culture. We strive for automation and love Jira tickets. What is not measured, can not be improved.

Get to know the Role:

• We are seeking security engineers who are excited about shaping the future of information security by building security tools to identify and eradicate vulnerabilities across all stages of the software development lifecycle.
• Our team covers line one control ownership of multiple domains, including cloud, DevSecOps, privileged access management, runtime, containers, kubernetes, cryptography, SaaS security and automated response.
• You will work on a public cloud security program with an aim of real-time vulnerability identification and automatic remediation.
• You will work with public cloud, terraform, commercial cloud posture security management tools, open-source kubernetes admission controllers (Kyverno) and build tools that automate our security posture.

The day-to-day activities:

• Design and implement cutting edge preventative and detective controls
• Shift security left in the engineering life-cycle by implementing commercial, security tools and scanners.
• Collaborate with experienced security engineers and engineering squad leads to research and build solutions geared towards identifying security issues at scale
• Evaluate/extend/contribute to existing open-source security tools and integrate them into pipelines.
• Constantly evaluate our progress and work on solutions to raise our security bar at scale. You understand that security is a continuous, ever evolving process.
• Design and implement cutting edge security tools and scanners, including static application security testing (SAST) and dynamic application security testing (DAST).
• Design and implement an automated security scanning solution for cloud infrastructure as code, experience using Sentinel policies for Terraform is preferred.

The must-haves:

• An understanding of public cloud security and cloud native security services is a plus
• An understanding of common global and industry standard control frameworks (CIS, NIST800-53, PCI-DSS)
• Should have relevant experience of 4 to 5 years
• Experience with scripting/programming security automation. While you do not need to be a full time programmer, we do strive for automation and are required to glue a lot of our processes together. Go, Python, etc.
• Experience with container platforms and frameworks is preferred (AWS EKS, Docker, Kubernetes, Admission Controllers, Kyverno).

About The Team

We are the bank's security engineering team - our mission is simple - we make sure that we build and leverage secure systems and operate them at production scale in a secure way. Our engineering teams move fast and are constantly innovating, and our security engineers need to ensure we provide the right tools and processes to help them move at high velocity.

We are a builder function, we build tools and processes that bring to life the banks security standards and policies. We use security metrics to make continuous improvements to security controls and culture. We strive for automation and love Jira tickets. What is not measured, can not be improved.

Get to know the Role:

• We are seeking security engineers who are excited about shaping the future of information security by building security tools to identify and eradicate vulnerabilities across all stages of the software development lifecycle.
• Our team covers line one control ownership of multiple domains, including cloud, DevSecOps, privileged access management, runtime, containers, kubernetes, cryptography, SaaS security and automated response.
• You will work on a public cloud security program with an aim of real-time vulnerability identification and automatic remediation.
• You will work with public cloud, terraform, commercial cloud posture security management tools, open-source kubernetes admission controllers (Kyverno) and build tools that automate our security posture.

The day-to-day activities:

• Design and implement cutting edge preventative and detective controls
• Shift security left in the engineering life-cycle by implementing commercial, security tools and scanners.
• Collaborate with experienced security engineers and engineering squad leads to research and build solutions geared towards identifying security issues at scale
• Evaluate/extend/contribute to existing open-source security tools and integrate them into pipelines.
• Constantly evaluate our progress and work on solutions to raise our security bar at scale. You understand that security is a continuous, ever evolving process.
• Design and implement cutting edge security tools and scanners, including static application security testing (SAST) and dynamic application security testing (DAST).
• Design and implement an automated security scanning solution for cloud infrastructure as code, experience using Sentinel policies for Terraform is preferred.

The must-haves:

• An understanding of public cloud security and cloud native security services is a plus
• An understanding of common global and industry standard control frameworks (CIS, NIST800-53, PCI-DSS)
• Should have relevant experience of 1 to 4 years
• Experience with scripting/programming security automation. While you do not need to be a full time programmer, we do strive for automation and are required to glue a lot of our processes together. Go, Python, etc.
• Experience with container platforms and frameworks is preferred (AWS EKS, Docker, Kubernetes, Admission Controllers, Kyverno).

Get to know our Team:

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Get to know the Role:

We are living in exciting times. Technology is reshaping how we live and we want to use it to redefine how financial services are offered, which is why Singtel and Grab are coming together. Singtel is Asia’s leading communications group connecting millions of consumers and enterprises to essential digital services while Grab is the leading technology company in Southeast Asia offering everyday services to consumers. Together, we have big dreams to provide financial inclusion for people in our region. We want to build a digital bank with the right foundation - using data, technology and trust to solve problems and serve customers.

We’re looking for an Operational Risk (OR) Manager who will be reporting directly to the Head of Operational Risk, this is a Second Line of Defence role under the Risk Management function. The OR Manager is responsible to drive and oversee the effective implementation and governance of Operational Risk and Third Party Risk agenda while aligning them to the Bank’s overall digital strategy.

The day-to-day activities:

• Assist with developing and implementing policies and procedures for Operational Risk Management and Third Party Risk Management which are in compliance with regulatory requirements. Ensure these are effectively embedded into the Bank’s control environments.
• Act as the central point of contact for operational risks arising from portfolio assigned, challenging business activities/ processes that are not aligned with the established risk appetite, controls that are not adequately designed or dispensation/ residual risk acceptance that have not been approved by the appropriate authority.
• Collaborate extensively with the stakeholders (e.g. Technology, Information Security, Product, Compliance and Operations teams) to ensure systems/processes are built with adequate controls and clear accountability.
• Partner with stakeholders and contract owners to assess, manage and monitor risks to the bank associated with engaging third party services.
• Monitor risks against Key Risk Indicators, Risk Appetite and challenge the appropriateness of treatment actions.
• Govern the risk incidents management process including registration of risk events, status of remedial action and responsible for risk incidents reporting to senior management and regulators.
• Assess the impact analysis and remedial action plans submitted by 1st Line of Defence formaterial operational risk events (OREs), near misses (NMs) and Root Cause Analysis (RCAs). Ensure stop gap measures are implemented timely and final approvals are obtained to ensure full resolution.
• Conduct Ops Risk Assessment (ORA) for potential change delivery risks arising from new product/system roll-out to ensure no unresolved material defects before go-live for High-Impact projects.
• Lead the implementation of RCSA including design of the Control Self-Testing (CST) Process, and provide guidance on control testings.
• Responsible for OR and Third Party related internal and regulatory reporting.
• Conduct training to enhance risk and control awareness. This entails maintaining active engagement with Business Units and Functions to instill operational risk and third party riskmanagement responsibilities.

The must haves:

• Bachelor's degree or higher from a globally recognized university.
• With minimum 10 years of experience in Operational Risk Management, Internal Audit,Compliance, BCM, Third Party Risk Management and/or familiar with risk management conceptsand tools.
• Preferably with retail banking experience across functions such as (but not limited to) ProductDevelopment, Fraud Risk Management, Credit Risk Management, Outsourcing Management,AML/Sanctions/CDD, Middle/ Back Office Operations & Business Continuity Management.
• Good understanding of risk management, technology and retail products in the digital bankingspace.
• Good knowledge of technology and consumer banking related regulations. Prior regulatoryexposure is a plus and familiar with related MAS regulations such as MAS Notices (e.g. 634, 626, 635, 658), Guidelines on Risk Management Practices, Business Continuity Management & Outsourcing.
• Strong communication, presentation and interpersonal skills and ability to manage relationships with senior management.
• Confident, independent, self-driven and highly motivated individual who can work well in a fast paced environment. Should have a deep desire to excel and develop a career in a fast growing tech company. Should have demonstrated integrity and respect in the performance of their duties.

Get to know our Team:

● Internal Audit is an independent function (3rd line of Defence) within GXS Bank that provides an objective assurance and advisory role to senior management.

● We use a systematic, disciplined risk-based approach to evaluate and assess risks, processes and internal controls, while aligning them to the Bank’s overall digital strategy.

● Internal Audit covers multiple businesses and technology functions within the Bank.

Get to know the Role:

● You report to the Head of Technology Audit at GXS Bank, which is part of the IT/Technology audit team.

● As an IT/Technology auditor, you are primarily responsible for executing all audits and risk advisory activities pertaining to IT/Technology (Applications & Infrastructure), Cyber Security, Data Governance & Engineering and Technology Products at GXS.

● We seek a candidate who brings expertise in Data Analytics and has practitioner experience in Cloud Computing and Security, coupled with audit and risk advisory experience to support the Technology Audit team, in a fast-paced and dynamic environment.

● You effectively plan, manage and execute audits, including the design of audit test steps to evaluate the risks associated with (but not limited to) governance, financial, operational, regulatory, and business continuity.

● You maintain well documented audit work papers including supporting documents/ evidence in the GRC system, which are subject to regular internal quality assurance review.

● You are able to execute and complete audit projects by adhering to audit methodology, key phases and assigned timelines.

● You keep abreast of MAS regulations on IT-related guidelines and cyber hygiene relating to FIs and banks.

● You are are able to lead initiatives on data analytics (rule-based/ ML) and familiar with data analytic tools (e.g. Python, Power BI & Tableau)

● You understand banking business and technology priorities (with associated emerging/ inherent/ residual risks), so as to translate them into automated audit test steps using data to enhance audit focus on control assessment and targeted sampling.

The day-to-day activities:

● Support the Head of Technology Audit as part of the Audit team.

● Plan and perform risk-based assessments, focusing on risks arising from the Technology, Cyber Security, Data Governance & Engineering areas.

● Execute audit reviews and fieldworks, including work paper documentation, drafting of audit findings and leading the issue discussion internally and with stakeholders.

● Assist to draft audit reports and participate in the presentation of audit findings.

● Ensure effective and timely execution of audit projects in accordance with audit methodology and timelines.

● You may be required to participate/ support in ad-hoc projects, special thematic reviews or special independent investigations.

● Build and maintain healthy relationships with different levels of management, stakeholders, and be a trusted risk advisor on control related matters.

● Actively participate in driving data analytics capabilities and maintenance of audit workflow system (i.e. GRC), so as to improve the effectiveness of Internal Audit.

The must haves:

● Bachelor's degree in Computer Science/ Information Systems (or equivalent) or higher from a globally recognized university

● Related certifications (i.e. CISA, CISSP, CIA, AWS certifications or similar) are preferred

● Minimum 8 years of experience with Data Analytics, Cloud Computing and Security, or audit experience in IT/ Technology, Information Management, Digital Channel and Cyber & Security Risk Management

● Strong knowledge of MAS Technology Risk Management (TRM) Guidelines, FSM-N05 and FSM-N06

● Highly competent with IT audit methodologies and concepts; including the agile audit methodology

● Good understanding of IT-related and technology products in the digital banking space.

● Familiar with emerging technologies and possess an interest to stay abreast of industry developments (e.g. DevOps, Cloud, APIs, service-oriented architectures etc).

● SME’s knowledge regarding technology application process/ control disciplines, consumer banking control processes, digital channels and products.

● An excellent team player

● Confidence in dealing with senior stakeholders particularly at the Management Committee and Board Audit Committee is a plus

● Able to work independently and possess the courage to challenge risk-decisions made by senior stakeholders, from a 3rd line of defence perspective

● Well-developed communication and interpersonal skills

● Good analytical, presentation and report writing skills

● Located in Singapore, and ability to travel for work when required is a plus

Reporting to the Credit Risk Models Manager, you will be focused on the development, deployment and monitoring of credit risk models. This will also cover the analysis model results and enhancement of periodic reporting on the models.

Job Responsibilities:

• Assist in the design, build and documentation of credit risk models.
• Support in the implementation, UAT and maintenance of credit risk models on production.
• Support in the review of credit risk models.
• Conduct regular model performance monitoring performance including the implementation of dashboards and identify areas for improvement.
• Generate and report model metrics to the Bank’s senior management, ensuring information is accurate.
• Work with data engineering and data governance to construct data pipelines to integrate new data feeds.
• Analysis of credit risk model results against past and expected trends to sufficiently explain key drivers.
• Leverage on alternative data sources to augment underwriting and credit risk models.

Job Requirements:

• Bachelor’s degree, preferably in Data Science, Computer Science, Mathematics or an equivalent quantitative area.
• Preferably at least one year of relevant experience in banking (preferably in a risk, business or product role for a retail lending portfolio).
• Familiarity with credit risk models and relevant regulations strongly preferred (Application Scorecard, Behavior Scorecard, Expected Credit Loss, IFRS9).
• Familiarity with the Singapore retail lending market and regulatory environment preferred.
• Proficient with MS Office suite or equivalent. (Familiarity with Google Workspace preferred.)
• Familiarity in machine learning frameworks and statistics preferred.
• Familiarity with Python and SQL is preferred.
• Ability to document processes and concepts in a clear and concise manner.
• Ability to document and troubleshoot errors.
• Attention to detail.
• Analytical mind and problem-solving aptitude.
• An enthusiastic team player who can figure it out, get stuff done, have fun and is excellent in communication and stakeholder management.

Get to know our Team:

• Internal Audit is an independent function (3rd line of Defence) within GXS Bank that provides an objective assurance and advisory role to senior management.
• We use a systematic, disciplined risk-based approach to evaluate and assess risks, processes and internal controls, while aligning them to the Bank’s overall digital strategy.
• Internal Audit covers multiple businesses, technology and other corporate functions within the Bank.

Get to know the Role:

• As a business auditor, you are responsible to conduct audit activities that cover the end-to-end business-aligned portfolios such as Consumer Banking Products (e.g. Deposit, Lending and Investment), Credit Management, Digi-Operations etc. You are expected to have experience in consumer credit risk management processes, including credit underwriting, portfolio management and collection practices. First line of defence experience in these areas will be an added advantage.
• Exposures may extend to supporting corporate function audits that cover corporate functions such as Finance, Compliance and Human Resources. Added advantage if you have other areas of audit experience like AML, Outsourcing, ICAAP & Model Risk.
• You effectively plan, manage and execute audits, including the design of audit test steps to evaluate the risks associated with (but not limited to) governance, business management, financial, operational, regulatory, and business continuity.
• You maintain well documented audit work papers including supporting documents/ evidence in the Governance, Risk and Compliance (GRC) system, which are subject to regular internal quality assurance review.
• You are able to execute and complete audit projects by adhering to audit methodology, key phases and assigned timelines.
• Keep abreast of MAS regulations & guidelines relating to FIs and banks.
• Added advantage if you are familiar with current technology tools (e.g. Tableau) or able to develop use cases for Rule Based Analytics/ Machine Learning to enhance risk profiling of business and fieldwork execution, so as to proactively manage emerging risks.

The day-to-day activities:

• Support the Head of Business Audit as part of the Audit team.
• Plan and perform risk-based assessments, understand and evaluate the business environment, related controls and processes.
• Execute audit reviews and fieldworks, including work paper documentation, drafting of audit findings and leading the issue discussion internally and with stakeholders.
• Assist to draft audit reports and participate in the presentation of audit findings.
• Ensure effective and timely execution of audit projects in accordance with audit methodology and timelines.
• You may be required to participate/ support in ad-hoc projects, special thematic review or special independent investigation.
• Build and maintain healthy relationships with different levels of management, stakeholders, and be a trusted risk advisor on control related matters.
• Actively participate in driving data analytics capabilities including the maintenance of audit workflow system (i.e. GRC), so as to improve the effectiveness of Internal Audit.

The must haves:

• Bachelor's degree in accountancy, finance or equivalent, with professional certification (e.g., CPA, ACCA, CIA) as an added advantage.
• Minimum 5 to 8 years of audit experience in Consumer Banking (end-to-end) and/or Corporate Functions
• Strong knowledge of key regulations (e.g. MAS 635, MAS 612, Credit Card and Charge Card Regulations 2013 etc.)
• Highly competent with audit methodologies and concepts including the agile audit methodology
• An excellent team player
• Confidence in dealing with senior stakeholders
• Able to work independently and possess the courage to challenge risk-decisions made by senior stakeholders, from a 3rd line of defence perspective
• Well-developed communication and interpersonal skills
• Good analytical, presentation and report writing skills
• Based in Singapore

About the Role:

You are responsible for creating and driving data privacy and data governance initiatives for a digital bank that seeks to offer inclusive banking services to customers based on a strong foundation of data innovation, privacy and trust.

As the Data Privacy and Governance Lead Specialist, you will be involved in creating and implementing data privacy and governance policies, processes, systems and tools, and the bank’s data architecture to ensure enterprise data is securely stored, documented and managed effectively. You will partner with various parts of the bank to drive initiatives to embed privacy into the bank’s products and process design, and provide advice on compliance with data protection requirements.

The role involves:

• Implementing the bank’s data protection management programme, including the development, review and implementation of data protection related policies and processes
• Implementing the bank’s data privacy risk management, including working with business units to conduct data protection impact assessments to identify, assess, mitigate and review data privacy risks.
• Partnering business, compliance and risk teams to provide advice to support business units in the development of products and business initiatives to ensure compliance with regulatory requirements and standards.
• Implementing effective training and communications initiatives to increase staff awareness of data privacy and governance in the bank.
• Implementing the bank’s data privacy management systems, software and tools to effectively oversee and monitor the bank’s processing of personal data and management of consent.
• Collaborating with engineering teams to implement robust data architecture that ensures enterprise data is securely stored and managed effectively, and data governance solutions, metrics, reports and dashboards to improve efficiency, data accuracy and consistency.
• Working with relevant regulatory authorities and industry groupings on developing guidance to provide thought leadership on data privacy, data and AI governance issues and use cases.
• Facilitating and responding to data privacy and governance related enquiries, complaints and data subject requests.
• Overseeing and implementing the bank’s data breach management plan in coordination with relevant business units and functions, and participating as a key member of the bank’s data breach response team.

Requirements:

• At least 8 years of relevant experience and strong understanding of data privacy and involvement in implementing data governance activities and processes in a large organization, preferably in the banking, financial services or digital services sector in Singapore.
• Ability to adopt practical approaches to effectively balance business with compliance requirements.
• Ability to understand business and technical requirements of data, and manage the technical implementation of data privacy management systems and software tools.
• Sound understanding and technical experience in data management, including metadata, data access and data quality management, familiarity with Big Data components & Data Warehousing concepts, preferably in SnowFlake.
• Good understanding of data privacy and governance related regulatory requirements, especially in the area of managing and protecting personal data within a Big Data and GenAI environment, and preferably with an understanding of financial sectoral laws and other related regulations.
• Self-starter, able to work independently and in teams.
• Strong project management, writing, communication, interpersonal and negotiation skills.

Reporting to the Head of Credit Risk, you will be focused on the analysis and reporting of credit risk metrics including key performance indicators of the retail lending portfolio. This will also cover the development and enhancement of periodic reporting and MIS for the broader business.

Job Responsibilities:

• Design, build, implement and maintain credit risk reports.
• Analyse and report portfolio KPIs to the Bank’s senior management, ensuring information is accurate.
• Analysis of credit risk data against past and expected trends to sufficiently explain key portfolio variance / performance drivers.
• Portfolio analysis, monitoring and reporting.
• Perform system UATs for credit risk-related systems (with a focus on reporting tools).
• Employ advanced analytics and data visualisation to support credit portfolio. management and business needs.
• Conduct regular portfolio performance analyses including limit utilisation and to identify segments for credit limit review.
• Work with Collections using customer repayment behaviour to identify the possibility of fraudulent applications, and escalate such cases to the Fraud team for investigation.
• Assist in building predictive models using machine learning to facilitate credit decisioning and early warning.
• Deploy, monitor, and maintain the models on production credit systems.
• Work with data engineers to construct data pipelines to integrate new data feeds.
• Advance the discussion on governance and assurance regarding the use of artificial intelligence and machine learning in credit risk applications.
• Provide analytical / statistical data to support recommendation to enhance credit policies, scoring, segmentation, simulation techniques and management actions to be taken.
• Provide inputs on test scenarios and using outcomes, provide recommendations to changes in parameter settings as well as changes in policies.
• Proactively engage the Credit Risk Managers on portfolio shape, trends and abnormalities in the portfolio movements.
• Assist in ongoing Credit Risk enhancement projects (vendor selection and management, systems implementations, etc.).

Our Ideal Candidate

• Bachelor’s or postgraduate degree, preferably in Data Science, Computer Science, Mathematics or an equivalent quantitative area.
• At least an intern or upto 3 years of relevant experience in banking (preferably in a risk, business or product role for a retail lending portfolio).
• Familiarity with the Singapore retail lending market and regulatory environment strongly preferred.
• Proficient with MS Office suite or equivalent. (Familiarity with Google Workspace preferred.)
• Proficiency in machine learning frameworks, Python and SQL
• Ability to produce high quality analysis using structured and unstructured data.
• An enthusiastic team player who can figure it out, get stuff done, have fun and is excellent in communication and stakeholder management.

Get to know our Team:

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Get to know the Role:

We are living in exciting times. Technology is reshaping how we live and we want to use it to redefine how financial services are offered, which is why Singtel and Grab are coming together. Singtel is Asia’s leading communications group connecting millions of consumers and enterprises to essential digital services while Grab is the leading technology company in Southeast Asia offering everyday services to consumers. Together, we have big dreams to unlock and financial inclusion for people in our region is just one. We want to build a digital bank with the right foundation - using data, technology and trust to solve problems and serve customers.

What your scope entails

● Support the Head of Retail Marketing and Lifecycle and Engagement Marketing Lead in amplifying our digital bank’s story and services to our customers, driving acquisition and engagement for bank products and services.

● Execute thoughtful and impactful campaigns and communications based on data and sound analysis, to nurture and generate deeper engagement and brand affinity.

● Use and develop content for owned channels and communications to drive brand engagement and brand affinity, in turn impacting acquisition, app usage, and stickiness.

The day-to-day activities:

● Develop and execute marketing campaigns for GXS products, covering both acquisition and engagement efforts.

● Design and execute targeted communication campaigns to enhance product adoption and usage of GXS products.

● Implement A/B testing and conduct experiments to improve campaign performance and customer engagement.

● Understanding our customers - analyze customer data to identify trends, insights, and opportunities for improving acquisition, customer engagement and retention

● Conduct market research to stay up-to-date with industry trends and competitor activities.

● Provide support for day-to-day operations and administration of marketing automation tools.

● Collaborate with cross-functional teams to create compelling campaign visuals and copy for acquisition and engagement campaigns, including ad and social content, direct comms campaign messaging and timing.

● Manage and maintain campaign calendars and timelines to align with broader business plans and goals

The must-haves:

As this is a mid-junior level role, we are looking for a dynamic communications professional with at least 4+ years of work experience. If you are passionate about having an irreversible positive impact on the way Singaporeans spend, save, earn and borrow money, this role is for you. You should also meet the following requirements:

● 4+ years’ experience in junior marketing roles, with focus on growth or lifecycle for client-side marketing or CRM agency. Background in payments, financial services, consumer internet, FMCG preferred.

● Strong understanding of communication fundamentals - what makes a good piece of communication, messaging hierarchy, media landscape and media planning - required. App media experience is a plus.

● Love data, analysis, and storytelling. More importantly, embrace the challenge of combining them to inspire and motivate customers to action.

● Experience with customer segmentation, measurement approaches, CRM and analytics tools required. App and Salesforce experience is a plus.

● Strong analytical skills with the ability to derive insights from data and make data-driven decisions. Proficiency in SQL is a plus.

● Believes in pushing boundaries and collaboration to make impactful and beautiful work.

● Start-up experience is a major plus; eagerness to operate in an ever-changing, dynamic, highly competitive and fast-paced environment is a must.

Get to know our Team:

• Internal Audit is an independent function (3rd line of Defence) within GXS Bank that provides an objective assurance and advisory role to senior management.
• We use a systematic, disciplined risk-based approach to evaluate and assess risks, processes and internal controls, while aligning them to the Bank’s overall digital strategy.
• Internal Audit covers multiple businesses, technology and other corporate functions within the Bank.

Get to know the Role:

• As a functions auditor, you are responsible to conduct audit activities that cover corporate functions such as Risk Management, Finance, Compliance, Human Resources. You are expected to have the knowledge required to audit the specialised activities performed by these functions such as ICAAP, model risk management, regulatory reporting, outsourcing, operational risk management etc.
• Exposures may extend to supporting business audits that cover the end-to-end business-aligned portfolios such as Consumer Banking Products (e.g. Saves, Lending and Invetment), Credit Management, Digi-Operations etc.
• You effectively plan, manage and execute audits, including the design of audit test steps to evaluate the risks associated with (but not limited to) governance, business management, financial, operational, regulatory, and business continuity.
• You maintain well documented audit work papers including supporting documents/ evidence in the GRC system, which are subject to regular internal quality assurance review.
• You are able to execute and complete audit projects by adhering to audit methodology, key phases and assigned timelines.
• Keep abreast of MAS regulations & guidelines relating to FIs and banks.
• Added advantage if you are familiar with current technology tools (e.g. Power BI & Tableau) or able to develop use-cases for RBA/ ML to enhance risk profiling of business and fieldwork execution, so as to proactively manage emerging risks.

The day-to-day activities:

• Support the Head of Business/ Functions Audit as part of the Audit team.
• Plan and perform risk-based assessments, understand and evaluate the business environment, related controls and processes.
• Execute audit reviews and fieldworks, including work paper documentation, drafting of audit findings and leading the issue discussion internally and with stakeholders.
• Assist to draft audit reports and participate in the presentation of audit findings.
• Ensure effective and timely execution of audit projects in accordance with audit methodology and timelines.
• You may be required to participate/ support in ad-hoc projects, special thematic review or special independent investigation.
• Build and maintain healthy relationships with different levels of management, stakeholders, and be a trusted risk advisor on control related matters.
• Actively participate in driving data analytics capabilities including the maintenance of audit workflow system (i.e. GRC), so as to improve the effectiveness of Internal Audit.

The must haves:

• Bachelor's degree in accountancy, finance or equivalent, with professional certification (e.g., CPA, ACCA, CIA) as an added advantage.
• Minimum 10 years of audit experience in Consumer Banking, Business Banking (end-to-end) and/or Corporate Functions
• Strong knowledge of key regulations (e.g. MAS 637, MAS 643, MAS 612 etc.
• Highly competent with audit methodologies and concepts; including the agile audit methodology
• An excellent team player
• Confidence in dealing with senior stakeholders particularly the Management Committee and Board Audit Committee is a plus
• Able to work independently and possess the courage to challenge risk-decisions made by senior stakeholders, from a 3rd line of defence perspective
• Well-developed communication and interpersonal skills
• Good analytical, presentation and report writing skills
• Located in Singapore, and ability to travel for work when required is a plus

We are living in dynamic times. Technology is reshaping how we live, and we want to use it to redefine how financial services are offered. Grab is the leading technology company in Southeast Asia offering everyday services to the masses. Singtel is Asia’s leading communications group connecting millions of consumers and enterprises to essential digital services. This is why we are coming together to unlock big dreams, and financial inclusion for people in our region is just one of them. We want to build a digital bank with the right foundation - using data, technology and trust to solve problems and serve customers. If you have what it takes to help build this new Digibank with us.

Get to know the Role:

As such, we are seeking talented & passionate Lead Engineers to join our team. You will have opportunities to work on multiple backend service clusters as well as participating in machine learning pipelines. It is very important that our team member take initiatives to identify problems, and have the right mindset and skill sets to solve them.

The Day-to-Day activities:

• Design and write with the cutting edge GO language to improve the availability, scalability, latency, and efficiency of Digibank’s range of services
• Work with engineering team to explore and create new design / architectures geared towards scale and performance
• Participate in code and design reviews to maintain our high development standards
• Engage in service capacity and demand planning, software performance analysis, tuning and optimization
• Collaborate with product and experience teams to define and prototype feature specifications
• Work closely with infrastructure team in building and scaling back-end services as well as performing root cause analysis investigations
• Design, build, analyze and fix large-scale systems
• Learn full stack performance tuning and optimization
• Debug and modify complex, production software

The Must-Haves:

• A Degree in Computer Science, Software Engineering, Information Technology or related fields with strong Computer Science fundamentals in algorithms and data structures
• 5+ experience in software engineering in a distributed systems environment
• Track record of designing, developing and implementing large scale highly available online services.
• Strong understanding of system performance and scaling
• Possess excellent communication, sharp analytical abilities with proven design skills, able to think critically of the current system in terms of growth and stability
• You can be a good coder in any language (C++, C, Java, Scala, Rust, Haskell, OCaml, Erlang, Python, Ruby, PHP, Node.JS, C# etc.), but willing to work on Golang

Tech Stack:

Our core services tech stack consists of Golang with Redis, MySQL, DynamoDB, Elasticsearch data stores as well as HAProxy load balancers. They all run on the AWS cloud infrastructure with auto-scaling abilities.

Our mobile app platform coverage includes native iOS and Android, written in Swift and RxJava. Our Command Center front-end is built on Rails, HTML5, CSS and Javascript.

We use GitHub for our code repository and we adhere to the basic Continuous Delivery tenets utilising a host of tools to support our release pipeline and code quality. These include Travis CI, New Relic, PullReview, Code Climate, Papertrail, Gemnasium, JFrog and Jenkins.

Responsibilities

1) Analyze, and collaborate with Engineering teams on implementation of data architecture that ensures enterprise data is stored securely and managed effectively, including maintenance of data models, data dictionaries, and data lineage documentation

2) Implement data governance solutions using APIs, automation, and other technologies (e.g. Generative AI) in collaboration with IT, Data Engineering and IAM teams, to improve efficiency and accuracy in data governance processes, enforcement of data access controls, data retention and security measures to protect sensitive data

3) Implement and facilitate aggregation of data quality metrics in data profiling tools, reports and dashboards to ensure data accuracy and consistency

4) Develop, review and roll out regular data protection training and awareness programmes to equip Bank staff to protect personal data and prevent data breaches (frequency will be affected)

5) Explore the use of technology (e.g. generative AI, Privacy Enhancing Tech) to support DP management and business use cases/data sharing in compliance with DP requirements

6) Implement training and awareness initiatives for staff on data privacy and governance.

7) Implement the bank’s data protection management programme and processes, including compliance reviews and data protection risk and impact assessments to identify, assess, mitigate and monitor the bank’s data privacy risks.

8) Support the implementation of the bank’s data privacy management systems and software tools to effectively oversee and monitor the management of the bank’s personal data, including consent management and data privacy risks and impact assessments.

9) Facilitate and respond to data privacy related enquiries, complaints and data subject withdrawal, access and correction requests.

10) Support the implementation of the bank’s data breach incident management plan and participate as key member of the bank’s data breach response team.

The Must Haves:

• 0-2 years of relevant experience and strong understanding of data privacy protection, in-house legal or professional consultancy services, preferably in the banking, financial services or digital services sector in Singapore and the region; and/or 0-2 years of data governance experience, preferably involved in the implementation of data governance activities and processes in a large organization.
• Able to understand complex business and technical requirements of data, and manage the technical implementation of data privacy management systems and software tools.
• Must have sound understanding and hands-on technical experience in data management, including metadata, data access and data quality management.
• Familiar with Big Data components & Data Warehousing concepts, preferably in SnowFlake.
• Good knowledge of banking systems and reporting.
• Good understanding of privacy laws and regulations, especially in the area of PII handling within a big data environment.
• Good understanding of financial laws around the Banking Acts and other related regulations.
• Possess excellent project management, writing, communication, interpersonal and negotiation skills.
• A self-starter, able to work independently and in teams.
• Able to work under tight deadlines.
• Possess strong ability to assess risks and adopt practical approaches to effectively balance business with compliance requirements.
• Candidates will be aligned appropriately within the organization depending on experience and depth of knowledge.