Total 12 job vacancies by Anext Bank Pte. Ltd.

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

Job Description

• Report to the Internal Audit Lead, assist in establishing risk-driven audit plan based on regulations and business objectives;
• Independently identify and evaluate risks and internal controls of auditable subject, based on understanding of local regulatory requirement, the company's strategies and business objectives and prepare audit reports that meet internal and local regulatory requirements;
• Responsible for communicating with management of problems discovered, providing effective and efficient action plans, driving and overseeing relevant remediation and validating the implementation of the remediations;
• Able to coach junior staff to perform audit projects;
• Able to establish continuous monitoring models to improve the efficiency of audit projects; and able to proactively identify and report significant risk exposures and control issues to the Internal Audit Lead during continuous monitoring process;
• Conduct ad-hoc review at the request of the Internal Audit Lead, as appropriate.

Requirements

• Bachelor’s degree or above;
• At least 7 years' experience in internal/external audit or risk management related work. Risk management related audit and working experience in Big Four, financial sectors would be preferred;
• Understanding of regulatory requirements within MAS and relevant laws and regulations;
• Data analytical capabilities, able to use SQL or equivalent data analysis tool would be preferred;
• Familiar with COSO, Holder of CIA, CPA or similar certificates would be preferred;
• Highly energized and positive, adapt to changes, be creative and able to quickly learn and understand innovative financial business. Have Fintech thinking and well-developed communication skills, and be able to communicate well with business side.

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

Job description

• Understand how the Bank’s risk appetite and risk culture should be considered in day to day activities and decisions
• Implement collection strategies and key processes for the Collections Team
• Design and coordinate the implementation of systems requirements for collections, reporting requirements and ensure high levels of automation
• Perform the Collections Function on a day-to-day basis including skip tracing and liaison with external agencies including engagement with debt collection agencies to institute collection strategies
• Develop, maintain and monitor the KPIs for external agencies
• Conduct daily portfolio monitoring and regular reviews on delinquent accounts
• Assess and recommend remedial actions on distress accounts for approval
• Assess and prepare accounts for write off
• Manage collection complaints and develop resolution timeframe and benchmarks
• Prepare reporting dashboards (including but not limited to delinquency trends, flow rate velocity, recovery indicators, forecasting and making provisions for loan impairments) for management’s review
• Recommending appropriate Loan classification for each distress borrower
• Initiating Legal Proceedings on problem credits where applicable
• Optimise digital collection strategies and review effectiveness against cost impact
• Conduct lessons learnt and training activities to promote risk/control awareness

Requirements:

• Bachelor Degree or above with minimally 5-7 years of relevant collections experience preferably in SME/Business Banking
• Experience with Statistical models and ideally AI models in collections
• Strong analytical and writing skills
• Strong knowledge of industries and economic environment in the region
• Familiar with MAS regulations such as MAS Notice 612, MAS guideline on Risk Management Practices and other relevant regulations

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services.

We are seeking a talented UI/UX Designer to join our team and play a pivotal role in crafting exceptional user experiences across our digital platforms. As a UI/UX Designer, you will be responsible for designing and maintaining our UI design system, ensuring consistency in design language across all touchpoints. You will possess a keen eye for detail and a deep understanding of user-centered design principles to craft user flows and address key UI/UX issues effectively.

Responsibilities:

• Design and maintain the UI design system, ensuring consistency in design language throughout all touchpoints.
• Identify, audit and troubleshoot key UI and UX issues, offering creative solutions to enhance user experiences.
• Develop and deliver assets for owned channels, touchpoints and campaigns, including ideation, stock image search and enhancement, and creative/graphic adaptations.
• Balance business requirements with a customer-centric design approach, creating user flows, wireframes, prototypes, and mock-ups.
• Collaborate effectively with product managers, engineers, and cross-functional stakeholders to understand requirements and propose simple solutions, particularly for complex problems.
• Work closely with tech/developers to align visual designs with website and app functionalities.
• Demonstrate a meticulous attention to detail and a strong aesthetic sense in all design work.
• Communicate ideas, designs, and suggestions clearly and effectively. Proficient in industry-standard tools such as Sketch, Figma, and Photoshop.
• Experience in planning and conducting user research, usability testing and discovery workshops, as well as synthesizing information to actionable insights.
• Keeping track of advancements in visual design technologies and applications, as well as industry trends through competitive review and reports.
• Possess a basic understanding of technology systems and B2B financial services.

Requirements:

• Experience in creating hi-fi prototypes, animated graphics/creatives.
• Experience in technology systems, banking and financial services / products.
• Good to have UX toolsets (e.g Protopie, Useberry, Spline)
• Basic understanding of how front-end technologies work. (e.g HTML, CSS)

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

We are looking for Financial Reporting Specialist to join us.

Job description

This role reports directly to the Financial Controller and is part of Anext Bank’s Finance team. This role supports the Financial Controller in all aspects of Finance related matters, ensuring timely and accurate reporting of financial information to internal and external stakeholders.

Functions includes (but not limited to):

Financial Accounting, Reporting and Control

• Ensure timely, accurate month-end closing and financial reporting to management

• Liaise with outsourced service providers on reporting matters, and managing queries from Group Finance

• Perform required month end balance sheet substantiation and reconciliations (bank and intercompany), support payment activities

• Coordinate the year-end financial statement audit, including managing external auditor queries and preparation of the year-end financial statements

• Support and ensure compliance with all finance filing requirements to relevant regulatory authorities (MAS, ACRA, IRAS)

• Provide accounting advice to business, as well as accounting treatment for new products

• Perform testing for new system implementations, work with various teams to implement new processes and controls

Regulatory Reporting

• Preparation of regulatory submissions to MAS, and monitoring of regulatory ratios on a timely and accurate basis

• Assist with MAS information requests and queries on MAS returns

Ad-hoc

• Other ad hoc requests and projects as required

Requirement

• Bachelor Degree in Accounting or equivalent, CPA or ACCA and equivalent

• At least 5 years banking experience, preferably in a wholesale bank or have experience auditing financial institutions

• Well versed in financial reporting standards and banking products

• Driven, independent, hands-on and result-oriented person, with ability to manage multiple tasks with tight deadlines

• Strong in process re-engineering and data management

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

We are looking for a highly motivated Bank Security Engineer who will report directly to the Chief Information Security Officer (CISO). The ideal candidate will possess advanced proficiency in firewall and Web Application Firewall (WAF), Mobile Device Management (MDM), cloud desktop security, bastion host configuration, as well as Identity and Access Management (IAM) and Key Management Service (KMS) administration. In this pivotal role, you will collaborate closely with our Security Engineer Lead to design, deploy, and sustain the bank's security infrastructure. Your primary objective will be to fortify our defenses against cyber threats while ensuring adherence to regulatory mandates.

Job Description:

• Manage the end-to-end lifecycle of security solutions with Infra team.
• Implement and oversee the configuration of firewall and Web Application Firewall (WAF) systems to safeguard the bank's applications against external threats and malicious attacks.
• Collaborate closely with the infrastructure team to facilitate the monthly rollout of security patches across all cloud instances and data centre security systems.
• Administer Mobile Device Management (MDM) solutions to ensure secure access and management of mobile devices used by bank employees.
• Oversee the formulation and maintenance of cloud desktop security policies, including the coordination with the infrastructure team to apply security patches. This ensures the secure access to banking applications and data.
• Configure and manage bastion hosts to provide secure remote access to internal banking systems for authorized users, including employees and third-party partners.
• Administer Identity and Access Management (IAM) systems to control user access and permissions across the bank's internal applications and databases.
• Oversee Key Management Systems (KMS) and Hardware Security Modules (HSM) to facilitate the lifecycle management of digital certificates and cryptographic keys, including generation, distribution, rotation, and revocation of digital certificates and cryptographic keys.
• Implementation of various kernel hardening techniques in accordance with industry standards.
• Continuously evaluate and enhance overall security posture of cloud environments and maintain a good security score.
• Troubleshoot and resolve device outages with technology teams, engineers and vendors. Perform the incident and problems management for security systems.
• Ensure security systems are implemented and operated in compliance with regulatory requirements, the established security standards and control procedures.

Requirement:

• BS/MS in Computer Science / Cybersecurity with 5 years and above relevant experience in cyber security, with a focus on network security, endpoints security and identity access management domains
• Experience implementing, operating cloud-based security systems and services
• Experience solutioning and incorporating technical security controls align with industrial framework and regulatory requirements such as NIST CSF framework, MAS TRMG, MAS Cloud Advisory
• Hands-on experience deploying, operating, automating security systems
• Strong working knowledge of cloud computing, OS, networking (TCP/IP, DNS, proxy, etc) and its security aspects
• Keeps abreast with relevant vulnerabilities, response and mitigating technical controls
• Strong analytical skills and a problem-solver
• Relevant certifications in CISSP, CISA, GSEC, CEH will be an added advantage

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

We are looking for a passionate application security professional to be part of ANEXT Bank’s Cyber Security team, to protect our applications and infrastructure from the ever-evolving threats.

Qualified candidates are expected to:

• Perform application and infrastructure vulnerability assessments, source code reviews, and internal penetration tests on web and mobile applications to identify vulnerabilities and security risks
• Own and continuously enhance the bank’s application and infrastructure vulnerability management process, including end-to-end identification, tracking and remediation work
• Work with external pentest team to perform independent penetration tests on web and mobile applications, triage the security findings and manage the remediations required
• Participate in the system design and architecture security reviews of business projects to ensure security is incorporated into the early stages of the project development lifecycle
• Work with our dev and devops team to ensure security is integrated into the SDLC, provide expertise in advising dev team on the mitigation of identified vulnerabilities and application security risks
• Continuously enhance/improve the integration of security controls into CI/CD pipelines
• Conduct training to dev team on secure coding best practices and vulnerability remediation
• Ensure applications are designed and implemented following standard security principles such as layered defence, least privilege, etc
• Respond to and investigate security incidents related to application security
• Manage the bank’s application security systems
• Maintain and enhance application security policies, standards and operational procedures

Requirements:

• BS/MS in Computer Science / Computer Engineering / Cybersecurity with at least 5-year experience in cyber security and at least 2-year experience in penetration test/red teaming and vulnerability management
• Experience in conducting application and infrastructure security assessments
• Experience with application security and vulnerability assessment tools (e.g. Burp Suite, Kali Linux, Fortify, Nessus, NMAP)
• Strong analytical and communication skills in real time problem-solving
• Fast learner and keeps abreast with relevant vulnerability management and penetration test technology
• Relevant certifications such as OSCP and CISSP will be an added advantage

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

Job Summary:

The IT Process Enhancement Senior Specialist at Anext Bank is dedicated to enhancing IT operations by implementing ITIL best practices, with a particular focus on incident management, change management, and DevOps tooling. This role requires an in-depth understanding of ITIL, extensive experience in IT operations, and a strong commitment to continuous improvement in accordance with regulatory guidelines and the bank's policies.

Key Responsibilities:

1. Process Enhancement and ITIL Implementation:

Implement and maintain ITIL best practices, including incident management, problem management, change management, and service level management.

Continuously evaluate and enhance IT processes to ensure alignment with industry standards and regulatory requirements.

2. Incident and Problem Management:

Lead the resolution of IT incidents and problems, coordinating with internal teams and external vendors to minimize downtime and impact on business operations.

Ensure a systematic approach to problem identification and resolution, reducing recurrence and impact on IT services.

3. Change Management:

Oversee the change management process, ensuring that all changes are properly planned, tested, and implemented with minimal service disruption.

Maintain accurate documentation and audit trails for all changes, adhering to regulatory guidelines

4. Audit and Compliance:

Ensure IT operations comply with regulatory standards and audit requirements

Conduct regular audits of IT processes and systems, and implement corrective actions as necessary.

5. Service Level Management:

Monitor and report on IT service performance against agreed service level agreements (SLAs).

Identify areas for improvement and implement corrective actions to maintain high service quality.

6. Vendor Management:

Manage relationships with IT vendors and service providers, ensuring compliance with contractual agreements and service level expectations.

7. Continuous Improvement:

Identify opportunities for process improvement, automation, and optimization of IT operations, driving efficiency and cost savings.

Foster a culture of continuous improvement within the IT team.

Requirements:

• Bachelor’s degree in Computer Science, Information Technology, or a related field.
• ITIL certification (ITIL Foundation, ITIL Practitioner, or higher).
• 8 – 12 years’ experience in IT operations management, preferably in the banking or financial services industry.
• Excellent problem-solving and analytical skills.
• Strong communication and leadership abilities.
• Ability to work in a fast-paced, dynamic environment and manage multiple priorities.
• Excellent command of both spoken and written English and Mandarin Chinese to communicate with our Mandarin speaking stakeholders
• Knowledge of cloud technology would be an added advantage.

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

We are looking for Product Commercialization Specialist to join us.

Job Overview

• Your task as Product Commercialization Specialist is to increase the company's success and profitability with of our existing products. The spectrum of your tasks ranges from innovative product innovations, to optimising the efficiency of existing products through data-driven analysis of product performance by product type, channels, markets; and ensuring optimized utilization, pricing and revenue generated by our products.
• You will own the repository & governance of the product programs, and contribute to the design of new product programs by including details of market research, pricing strategy and potential profitability of the product. You will also own the repository of new product approvals, consolidating the details and approval trails for audit purposes.
• You will also be tasked to conduct market research and product viability studies, to ensure our products addresses the pain points of the target segment & market. In addition to this, you will develop sustainable strategies in order to build on the success in close co-operation with all departments, through co-designed product campaigns, campaign performance analysis so as to provide insights on improving the profitability of our product suites.

Job Responsibilities

• Work with Business Units and conduct market feasibility studies, covering target segment pain points, competitor analysis, and pricing & profitability studies.
• Work with Product Development (PD Tech) and conduct product design & market feasibility prior to Product Requirements Design stage; and conduct pricing analysis, implementation impact analysis to support implementation and go-to-market strategy.
• Collaborate with Business Units and Business Intelligence to design data-driven campaigns, campaign performance analysis and A/B testing.
• Track and monitor product performance across channels, markets & customer profiles, and develop insights on persona of customers and maximize process & profitability based on targeted customer segments.
• Own repository for product programs and product approvals; ensuring the versions are up to date and the appropriate approvals and renewals are conducted timely.
• Draft & co-design new product programs & new product approvals, by consolidating and reviewing inputs from Business, Risk (Credit, Operational, Fraud), Legal & Compliance and Operations.

Requirements

• At least 5-7 years of experience in the field of product management (Credit Lending Preferred)
• Great people skills paired with a high level of assertiveness
• Strong analytical, strategic and coordinating skills
• Highly motivated and adaptable
• Sound knowledge and understanding of business and technology

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

As an Enterprise Risk, Stress Testing, and Regulatory Reporting Specialist, you will play a crucial role in managing the enterprise risk, conducting stress tests and preparing submissions in compliance with regulatory requirements.

Responsibilities:

• Establish and enhance the Enterprise Risk Management framework from risk identification, assessment, mitigation to risk reporting.
• Assist the Chief Risk Officer in establishing the risk appetite and culture of the Bank.
• Prepare risk dashboard and heatmap on key risk indicators and emerging risks.
• Ensure the smooth running of Risk Management Committee meetings, including timely records of accurate minutes, and tracking (to closure), of action items?
• Collaborate with the Company Secretariat (and relevant office), in ensuring timely submission of all material for Board Risk Committee meetings, including timely closure of action items.
• Collaborate with all key stakeholders of the Bank to identify and analyse thematic risks and report the same to the Risk Management Committee/ Board Risk Committee. Also, where actions are required to be taken, to track these action items to closure.
• Understand, and prepare regulatory risk reports in compliance with MAS regulations
• Develop and enhance the Stress Testing framework and methodology incorporating industry best practices and regulatory guidelines
• Design and execute enterprise wide or portfolio specific stress tests to assess the resilience of our portfolio to meet capital and liquidity requirements under various macro stress scenarios.
• Stay abreast of industry trends, regulatory changes, and best practices related to enterprise risk management, stress testing, and regulatory reporting.

Job Requirements

• Bachelor's degree in Finance, Risk Management, or a related field.
• Relevant certifications in risk management (e.g. Financial Risk Manager) and/ or data analytics will be advantageous
• Proven track record, experience in enterprise risk management, stress testing, and regulatory reporting (at least 5 years)
• Highly analytical, with the ability to interpret complex data and trends effectively.
• Excellent communication and presentation skills for interacting with stakeholders at all levels.
• Detail-oriented approach with a focus on accuracy and compliance.
• Ability to work independently and as part of a team in a fast-paced environment.

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

Responsibilities:

As a business development manager of the bank, the candidate is responsible for

• Growth of lending business, with a focus on secured lending (property) while providing loan advisory and solutions to meet the financing needs of customers
• Deepen engagement with strategic partners, identify and maximise sales opportunities and also proactively build and manage long-term partnerships with an emphasis on good after-sales service
• Managing the day-to-day support of our channel partners’ enquiries and provide prompt response and feedback
• Progressively establish sales network through regular contact with referral sources and identify new business opportunities
• Proactive monitoring of strategic and key accounts to achieve optimum profitability, new business opportunities and leads generation
• Provide business updates, insights and overall portfolio analysis
• A strong emphasis is placed on sales’ integrity and ability to follow the correct procedures and bank’s policies

Requirements:

• Minimum 2 years of SME secured lending (property) experience in frontline sales, business development, relationship management, business development managers within legal conveyancing firms
• Familiarity within the property landscape within Singapore as well as regulatory policies
• Strong analytical, presentation and report writing skills
• Energetic, hardworking, multi task oriented and independent team player
• Ability to work in a fast-paced environment, communicate accurately and effectively

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

We are looking for Financial Accountant to join us.

This role reports directly to the Financial Controller and is part of Anext Bank’s Finance team. This role supports the Financial Controller in all aspects of Finance related matters, ensuring timely and accurate reporting of financial information to internal and external stakeholders.

Functions includes (but not limited to):

Financial Accounting, Reporting and Control

• Ensure timely, accurate month-end closing and financial reporting to management
• Liaise with outsourced service providers on reporting matters, and managing queries from Group Finance
• Perform required month end balance sheet substantiation and reconciliations (bank and intercompany), support payment activities
• Coordinate the year-end financial statement audit, including managing external auditor queries and preparation of the year-end financial statements
• Support and ensure compliance with all finance filing requirements to relevant regulatory authorities (MAS, ACRA, IRAS)
• Provide accounting advice to business, as well as accounting treatment for new products
• Perform testing for new system implementations, work with various teams to implement new processes and controls
• Regulatory Reporting
• Preparation of regulatory submissions to MAS, and monitoring of regulatory ratios on a timely and accurate basis
• Assist with MAS information requests and queries on MAS returns

Ad-hoc

• Other ad hoc requests and projects as required

Requirements:

• Bachelor Degree in Accounting or equivalent, CPA or ACCA and equivalent
• At least 6-10 years banking experience, preferably in a wholesale bank or have experience auditing financial institutions
• Well versed in financial reporting standards and banking products
• Driven, independent, hands-on and result-oriented person, with ability to manage multiple tasks with tight deadlines
• Strong in process re-engineering and data management
• Excellent command of both spoken and written English and Mandarin Chinese to communicate with our Mandarin speaking stakeholders

Job Description:

• In conjunction with models and scorecards, and the bank’s credit risk management frameworks, build and maintain models for onboarding, assessment, ongoing monitoring and reporting of exposures for the Bank. This also includes the usage of AI/ML and incorporating of alternative data into such models.
• Manage the model risks for all scorecards, segmentation, loss forecasting and IRB models including validation, monitoring, managing through limitations and compliance to the Model Risk Management Framework
• Collaborate across functions, enable embedded financing, implement credit models in the various lending platforms / ecosystems that the Bank will engage itself in.
• Conduct both regular and ad-hoc portfolio data analysis on post lending accounts to identify the associated credit risks and problems and make appropriate recommendations on risk mitigation.
• Monitor the performance of the bank’s loan portfolios to ensure they comply with regulations and bank-wide credit risk strategies, policies and manuals.
• Solicit and analyse market related information on the practice or trend of retail and corporate risk management, and make recommendations to Senior Management for procedural reviews.
• Review and validate credit decision process and credit modelling, and identify areas for improvements. Drive automation initiatives and be relentless about reducing manual work-arounds
• Work closely with business, product teams, data scientists (where appropriate), to drive key initiatives to achieve business needs that are within risk appetite.
• Oversee regular tracking on MIS and key performance metrics of all scoring models, loss forecasting models and risk segmentation models.
• Key contributions also towards ICAAP, IWST, Regulatory Reporting, ECL modelling and regular fine-tuning of the same.

Job Qualification:

• Degree or above with major in Mathematics, Statistic or Financial Engineering etc.
• Minimum 10 years relevant experiences from credit risk analytics and/or modelling in banking. SEA market know-how will be a plus
• Hands-on experience in the end-to-end development/validation of credit risk models
• Sound knowledge of Basel, IFRS9, MAS requirements in relation to models
• Good understanding of credit products in wholesale / SME segment
• Good stakeholder management and presentation skills
• Proficient in SAS, SQL and other analytical tools (R, SPSS, Python)
• CFA or FRM certification will be a plus
• Self-initiated, excellent analytical skills and be able to handle multiple-tasks under tight schedules
• Articulate; Good command of written and spoken English.
• Meticulous, organised and able to produce documentation of high quality with clear and concise messaging.
• Self-assured and able to interact well with various working levels