Total 2 Transportation / Logistics job vacancies in Mumbai

You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management, regulatory reporting and any other work from time to time as per the instructions from the seniors/management.

Roles & Responsibilities:

• Comprehensive analysis of credit proposals, financial statements, performance, projections and other information to assess the credit worthiness of the entity.
• Ongoing monitoring of the portfolio – analyzing credit risks at the transactional and portfolio level.
• Identification of Early Warning Signals for signs of stress in portfolio companies and working with business team in devising appropriate mitigation strategies, wherever required. Ensuring understanding of the risks and opportunities for each credit exposure across the Portfolio.
• Working with the Head of Credit to monitor & update credit policy to optimize for company risk, profitability, and growth targets. You will ensure an effective credit risk management programme is in place, by establishing the framework for risk management and driving consistent standards.
• Conducting ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts.
• Engaging with Credit Administration (operations), Legal, Audit, Compliance, Tech and other stakeholders as appropriate for all credit processes.
• Creating CAMs & reports to be sent to be presented to CC Committees and the Lenders and ensuring that documents are consistent and uphold to the Internal / Lender’s credit policies and standards.
• Leading team of Credit Analysts and guide them to drive efficiency and accuracy in the credit policies and credit assessments being carried out.
• Actively participate in discussions to present your ideas to the senior members and help them make balanced decisions.
• Mapping developments in the Rural economy and understanding implications of the latest trends on the portfolio and credit decisions.
• Active coordination with a cross functional team for product level development and ensure 100% digitization of the entire credit process.
• Adherence to the timelines and compliance as per the SOP and senior management.

Must Have:

• CA with 5+ years of experience in credit assessment/evaluation with Banks/NBFC.
• Knowledge of Unsecured loan products i.e. Supply chain finance, Dealer Finance, business loans etc. is mandatory
• Experience into Working capital loans will be an added advantage.
• Hands on experience in Excel; you love working with numbers and are analytical in your approach towards any issue at hand.

Good to have:

• Currently managing team of Credit analyst in Banks/NBFC/Fin-tech will be an added advantage
• Good Analytical, Organizational and Communication skills
• Ability to work under pressure in a high churning environment and deliver quality research output on time. You can work well in collaborative environments and can perform individually when required.
• You have a solid grasp of financial analysis and risk models.

Position Summary

The Account Manager role is responsible for developing India accounts primarily in the Medical/ Automotive, Industrial and Semiconductor industries. This role blends complex technical problems, a consultative solution-based selling culture and exposure to world-renowned technology organizations we proudly call our customers. The ideal candidate will have a solid technical background in engineering fields such as mechanical, automation, electrical, or electronics, and a proven ability to develop and implement sales strategies for complex technical solutions. This highly visible, cross-functional role is a great opportunity to showcase your skills within all departments of Averna and across the globe.

Roles and Responsibilities

• Identify/develop prospect accounts and maintain/grow existing accounts.
• Master the customer need and position Averna to solve mission critical problems.
• Maintain a sales funnel (Salesforce) and manage sales forecasts.
• Define account strategies and execute sales plan
• Manage opportunities by leveraging strong relationships you build with Averna’s world-class pre-sales teams including Solution Architects and Proposal Writers.
• Build/execute account plans through collaboration with internal teams (Marketing, Operations, etc.)